Modern payment methods such as Apple Pay are gaining popularity among consumers. One study projected a total of 45.4 million American Apple Pay users by the end of 2022; another…
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Every merchant that accepts credit card payments is required to complete a PCI Self-Assessment Questionnaire, or SAQ. There are several different types of SAQs – some of which are more…
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Over 20+ years in the payment processing industry, we have seen it all. Our team has helped merchants deal with everything from the routine and mundane to the obscure and…
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The Strawhecker Group and Bank of America recently released their 2022 Predict the Future Report, covering several trends that are shaping the future of the payments industry. The full report…
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iFrames are a convenient way for merchants to embed payments into their online store. They allow merchants to process credit and debit card transactions on their own website, without redirecting…
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The Payment Card Industry, or PCI, is the entity that sets the standards of compliance for credit card security. In 2004, directly in response to card transaction fraud, PCI was…
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Card on file tokenization has become one of the payment industry’s hottest topics: but why is everyone talking about it? What are credit card tokens, and how do they help…
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Verizon recently released their 2022 Data Breach Investigations Report. Their cybersecurity team reviewed 23,000 incidents and 5,200 confirmed breaches from around the world; here’s what they found. Most Attacks Were…
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The Payment Card Industry (PCI) Security Standards Council (SSC) has finally released the long-awaited update to the Data Security Standard (DSS) – and it’s a big one! Increasing from 139…
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The Payment Card Industry’s Data Security Standard (PCI DSS) requires merchants to regularly scan their networks for vulnerabilities. This requirement is mandatory for any business that stores, processes, or transmits…
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Remote tokenization is a process that replaces sensitive data with randomized values – without allowing the visible data to exist on your system. A third party handles the process for…
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Card not present fraud (fraudulent purchases that are made online, over the phone, or by mail) has been increasing in recent years. As online and otherwise remote payments become more…
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The world of PCI compliance is constantly changing – and merchants have more security obligations than ever before. It’s one thing for large companies with a CISO – or better…
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What the 2021 Verizon Data Breach Investigation Report Can Teach us about Payment Card Data Breaches
Earlier this year, Verizon released their 2021 Data Breach Investigations Report. They analyzed more than 79,000 international data breaches from the previous year – and the results provided several interesting…
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