EMV terminals aren’t new to the payments industry. In fact, it’s been several years since the United States enacted an EMV compliance law to encourage merchants to upgrade their point-of-sale...
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E-commerce fraud is a growing concern for online businesses and consumers alike. With the increasing popularity of online shopping and alternative payment methods, criminals are finding more opportunities to steal...
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Modern payment methods such as Apple Pay are gaining popularity among consumers. One study projected a total of 45.4 million American Apple Pay users by the end of 2022; another...
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As software vendors look for ways to improve their product and become “stickier” with their customers, many are expanding their ecosystem with embedded payments. Corporate end users are able to...
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In today’s tech-driven world, almost every business relies on software to streamline its processes. Your tech stack may be a collection of point solutions for processes such as accounts payable/accounts...
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Every merchant that accepts credit card payments is required to complete a PCI Self-Assessment Questionnaire, or SAQ. There are several different types of SAQs – some of which are more...
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Over 20+ years in the payment processing industry, we have seen it all. Our team has helped merchants deal with everything from the routine and mundane to the obscure and...
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The Strawhecker Group and Bank of America recently released their 2022 Predict the Future Report, covering several trends that are shaping the future of the payments industry. The full report...
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As companies look for ways to make operations more efficient, many are developing custom payment integrations to save time on their transactions. Instead of changing their business processes to work…
The Payment Card Industry, or PCI, is the entity that sets the standards of compliance for credit card security. In 2004, directly in response to card transaction fraud, PCI was...
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A merchant acquirer is the financial institution that allows you to accept credit card payments. They collect the funds from the customer’s bank account, then deposit them into your merchant...
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Card on file tokenization has become one of the payment industry’s hottest topics: but why is everyone talking about it? What are credit card tokens, and how do they help...
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Verizon recently released their 2022 Data Breach Investigations Report. Their cybersecurity team reviewed 23,000 incidents and 5,200 confirmed breaches from around the world; here’s what they found. Most Attacks Were...
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Integrated payments are a hot topic – but what are they, and what do they really mean for your business? Russell Gilmer, Curbstone's Sales Manager, takes us on a deep...
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The Payment Card Industry’s Data Security Standard (PCI DSS) requires merchants to regularly scan their networks for vulnerabilities. This requirement is mandatory for any business that stores, processes, or transmits…
PCI compliance is required for any business that stores, processes, or transmits cardholder data. This is true whether the business is considered a merchant or a service provider. Merchants are...
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The world of PCI compliance is constantly changing – and merchants have more security obligations than ever before. It’s one thing for large companies with a CISO – or better…
