With online sales topping $5.7 trillion worldwide in 2022, there’s no question that e-commerce is one of today’s most important sales channels. However, for many merchants, putting an online payment…
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From a merchant’s perspective, B2B payment processing can be considerably different than B2C payment processing. At first glance, the process is operationally similar; a customer gives their credit card or…
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Your customers expect a seamless online checkout experience. From the moment they first view a product on your website to the final step of entering credit card information on a…
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Level 3 credit card processing is a cost-effective way to process B2B (business to business) or B2G (business to government) transactions. There are several criteria that must be met; however,…
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EMV terminals aren’t new to the payments industry. In fact, it’s been several years since the United States enacted an EMV compliance law to encourage merchants to upgrade their point-of-sale…
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E-commerce fraud is a growing concern for online businesses and consumers alike. With the increasing popularity of online shopping and alternative payment methods, criminals are finding more opportunities to steal…
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Modern payment methods such as Apple Pay are gaining popularity among consumers. One study projected a total of 45.4 million American Apple Pay users by the end of 2022; another…
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As software vendors look for ways to improve their product and become “stickier” with their customers, many are expanding their ecosystem with embedded payments. Corporate end users are able to…
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In today’s tech-driven world, almost every business relies on software to streamline its processes. Your tech stack may be a collection of point solutions for processes such as accounts payable/accounts…
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Every merchant that accepts credit card payments is required to complete a PCI Self-Assessment Questionnaire, or SAQ. There are several different types of SAQs – some of which are more…
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Over 20+ years in the payment processing industry, we have seen it all. Our team has helped merchants deal with everything from the routine and mundane to the obscure and…
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The Strawhecker Group and Bank of America recently released their 2022 Predict the Future Report, covering several trends that are shaping the future of the payments industry. The full report…
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As companies look for ways to make operations more efficient, many are developing custom payment integrations to save time on their transactions. Instead of changing their business processes to work…
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The Payment Card Industry, or PCI, is the entity that sets the standards of compliance for credit card security. In 2004, directly in response to card transaction fraud, PCI was…
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A merchant acquirer is the financial institution that allows you to accept credit card payments. They collect the funds from the customer’s bank account, then deposit them into your merchant…
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Card on file tokenization has become one of the payment industry’s hottest topics: but why is everyone talking about it? What are credit card tokens, and how do they help…
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Verizon recently released their 2022 Data Breach Investigations Report. Their cybersecurity team reviewed 23,000 incidents and 5,200 confirmed breaches from around the world; here’s what they found. Most Attacks Were…
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Integrated payments are a hot topic – but what are they, and what do they really mean for your business? Russell Gilmer, Curbstone's Sales Manager, takes us on a deep…
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The Payment Card Industry’s Data Security Standard (PCI DSS) requires merchants to regularly scan their networks for vulnerabilities. This requirement is mandatory for any business that stores, processes, or transmits…
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PCI compliance is required for any business that stores, processes, or transmits cardholder data. This is true whether the business is considered a merchant or a service provider. Merchants are…
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