In today's digital world, merchants have no shortage of payment processing platforms to choose from. Whether you operate an online store, a brick-and-mortar shop, or do business across multiple channels,…
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For many merchants, PCI compliance is a “necessary evil”. Getting the right security controls in place feels like a never-ending process; annual audits are incredibly time-consuming. However, it is required…
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In the security world, segmentation is a common strategy for protecting sensitive data from unauthorized access and reducing PCI scope. In simple terms, it involves keeping any parts of a…
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With online sales topping $5.7 trillion worldwide in 2022, there’s no question that e-commerce is one of today’s most important sales channels. However, for many merchants, putting an online payment…
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From a merchant’s perspective, B2B payment processing can be considerably different than B2C payment processing. At first glance, the process is operationally similar; a customer gives their credit card or…
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Your customers expect a seamless online checkout experience. From the moment they first view a product on your website to the final step of entering credit card information on a…
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EMV terminals aren’t new to the payments industry. In fact, it’s been several years since the United States enacted an EMV compliance law to encourage merchants to upgrade their point-of-sale…
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As we enter 2023, it’s clear that the way we make payments is rapidly evolving. 80 percent of buyers now prefer to use cards instead of cash – and non-card…
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Interactive Voice Response (IVR) payments allow customers to make purchases or pay their bills over the phone using their credit or debit cards – without needing to share their payment…
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E-commerce fraud is a growing concern for online businesses and consumers alike. With the increasing popularity of online shopping and alternative payment methods, criminals are finding more opportunities to steal…
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Modern payment methods such as Apple Pay are gaining popularity among consumers. One study projected a total of 45.4 million American Apple Pay users by the end of 2022; another…
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Every merchant that accepts credit card payments is required to complete a PCI Self-Assessment Questionnaire, or SAQ. There are several different types of SAQs – some of which are more…
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Over 20+ years in the payment processing industry, we have seen it all. Our team has helped merchants deal with everything from the routine and mundane to the obscure and…
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The Payment Card Industry, or PCI, is the entity that sets the standards of compliance for credit card security. In 2004, directly in response to card transaction fraud, PCI was…
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Card on file tokenization has become one of the payment industry’s hottest topics: but why is everyone talking about it? What are credit card tokens, and how do they help…
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In an internet of things world, where everything is moving to the cloud, many IBM i-based businesses are considering cloud-based payment solutions. However – as with any modern cloud solution…
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The Payment Card Industry (PCI) Security Standards Council (SSC) has finally released the long-awaited update to the Data Security Standard (DSS) – and it’s a big one! Increasing from 139…
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PCI compliance is required for any business that stores, processes, or transmits cardholder data. This is true whether the business is considered a merchant or a service provider. Merchants are…
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Card not present fraud (fraudulent purchases that are made online, over the phone, or by mail) has been increasing in recent years. As online and otherwise remote payments become more…
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