Credit card vaulting is a payment processing strategy that allows merchants to store their customers’ payment credentials offsite in a secure, PCI-compliant environment. Instead of keeping sensitive credit card data…
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The way we work has changed considerably over the last several years. The pandemic accelerated remote work – and while some companies are shifting back towards in-person/office-based setups, the need…
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Merchants are required to complete a PCI SAQ (self-assessment questionnaire) every year. However, in some cases, it may be easier to complete multiple shorter SAQs instead of one all-encompassing one.…
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As digital commerce evolves and security standards become tighter, companies running on the IBM i face increasing pressure to modernize their payment infrastructure. While the AS/400 is known for its…
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Building a successful payment infrastructure is foundational to the success of your business. Whether you’re a B2B manufacturer, a large national distributor, an e-commerce company, or anything in between, you…
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Under the Payment Card Industry Data Security Standard (PCI DSS), a merchant is defined as any entity that accepts payment cards for goods or services. This means that manufacturers are…
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Tokenization is a payment security technique that replaces credit card data – e.g., physical card numbers and CVV codes – with randomized digits. The tokenization process lets merchants “keep” cards…
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Tokenization is a popular way for merchants to reduce their PCI compliance scope. When they process, store, or transmit cardholder data on their own systems, any part of their infrastructure…
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As you explore the world of merchant tokenization, you may frequently come across three seemingly interchangeable terms: acquiring tokens, issuer tokens, and payment tokens. Each of these tokens works in…
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Merchants are handling more sensitive data than ever before – including customers’ payment information. With cyber threats and data breaches becoming more frequent, companies must prioritize security without compromising a…
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Credit card processing fees can cut into your hard-earned revenue. While there’s no way to avoid them entirely, there are several ways to make them a more manageable cost of…
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It’s hard to believe – especially in today’s digital age – but for some merchants, storing credit card information on paper is a common process. A customer may call in…
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A PCI security audit can take weeks – if not months – to complete. Scoping your systems, collecting the evidence, filling out the paperwork, and submitting the documentation is a…
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In Verifi’s recently released 2024 Global Fraud and Payments Report, more than a thousand merchants shared their opinions on e-commerce payment management. Tokenization was one of the key topics, with…
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Shopping cart abandonment is a perpetual problem for e-commerce merchants. As many as 70 percent of all online shoppers abandon their carts; 22 percent reported doing so because the checkout…
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As companies look for ways to increase efficiency across all of their departments – from sales and accounting to operations and production - integrated payments are quickly becoming a business…
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If trade shows are a prominent part of your sales strategy, it’s important to give your reps a fast and secure way to process credit card payments in the booth.…
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Accepting credit cards over the phone is more complicated than processing credit cards in a brick-and-mortar store, where merchants only need to provide a terminal for customers to swipe or…
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The Payment Card Industry Data Security Standard (PCI DSS) outlines the security regulations for any merchant that accepts credit card payments. There are different regulations for any card payment implementation,…
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MOTO payments, or Mail Order/Telephone Order payments, are a type of card-not-present credit or debit card transaction. MOTO payment processing is especially common among mortgage and utility providers, although many…
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