When a customer pays with a credit card, the merchant doesn’t automatically receive those funds. Instead, they must go through the process of settling their transactions – typically in batches…
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Chargebacks can be frustrating and time-consuming for any merchant. Whether the dispute comes from a customer claiming they never received their order or questioning the validity of a transaction, defending…
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Every year, the Verizon Data Breach Investigation Report (DBIR) delivers critical insights into the state of information security. This year was no different, highlighting areas of concern and opportunities to…
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As manufacturers optimize their payment processing operations, they may consider zero-dollar authorizations for certain transactions. Zero-dollar authorizations let them confirm that the customer has provided a valid method of payment,…
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Swipe fees are the charges that merchants incur every time they accept a credit or debit card payment. These fees are set by the credit card brands, such as Visa…
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Great question - and the short answer is no. Payment tokenization is not reversible. Unlike encryption, which can be reversed if you have the encryption key, tokenization converts data into…
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As a merchant, when it comes to credit card fees: who are you paying and where, exactly, is your money going? With credit card processors using various pricing models –…
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Verizon’s 2024 Data Breach Investigation Report (DBIR) analyzed 30,458 real-world security incidents. A new high record of 10,626 incidents were confirmed as data breaches, in which hackers successfully obtained sensitive…
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