Chargebacks can be frustrating and time-consuming for any merchant. Whether the dispute comes from a customer claiming they never received their order or questioning the validity of a transaction, defending…
Read More
Every year, the Verizon Data Breach Investigation Report (DBIR) delivers critical insights into the state of information security. This year was no different, highlighting areas of concern and opportunities to…
Read More
As manufacturers optimize their payment processing operations, they may consider zero-dollar authorizations for certain transactions. Zero-dollar authorizations let them confirm that the customer has provided a valid method of payment,…
Read More
Swipe fees are the charges that merchants incur every time they accept a credit or debit card payment. These fees are set by the credit card brands, such as Visa…
Read More
Great question - and the short answer is no. Payment tokenization is not reversible. Unlike encryption, which can be reversed if you have the encryption key, tokenization converts data into…
Read More
As a merchant, when it comes to credit card fees: who are you paying and where, exactly, is your money going? With credit card processors using various pricing models –…
Read More
Verizon’s 2024 Data Breach Investigation Report (DBIR) analyzed 30,458 real-world security incidents. A new high record of 10,626 incidents were confirmed as data breaches, in which hackers successfully obtained sensitive…
Read More
