ACH payments typically have lower flat-rate processing fees than percentage-based credit card processing fees. On average, we’ve seen merchant save around 2 percent as compared to credit card payments for high-dollar transactions. Complete these sales in a more cost-effective way – without having to worry about interchange rates or downgrades – and keep more of your hard-earned revenue.
ACH Payment Processing
Accept electronic bank-to-bank transfers through the Automated Clearing House (ACH) network.
Learn More About Integrated ACH
Process High-Dollar Transactions at a Lower Cost
Payment Flexibility Enterprise Customers Will Appreciate
B2B merchants like manufacturers, wholesalers, and distributors often find that customers already have ACH payment workflows in place; these customers may even prefer to pay their supplier invoices by ACH than credit card. Accepting bank-to-bank transfers makes for a more seamless B2B payments experience.
Integrate With the Applications on Your IBM i
ACH payments are simple. The customer authorizes a bank-to-bank payment; Curbstone securely processes the ACH transaction. Payment data is automatically passed back to your ERP, helping speed up Accounts Receivable processes and improve visibility into the status of each transaction. Accounting, finance, and order processing teams can all work on the same order in their corresponding business systems, speeding up your back-office workflows.
Reduce Your Risk of Chargebacks
ACH payments often have lower reversal rates than credit card payments. Customers must explicitly authorize the bank-to-bank transfer before any money is moved, giving you a higher level of protection from lost revenue.
Support for Any Financial Institution
Deposit your ACH funds into your existing accounts; there is no need to change your banking relationships. In most cases, electronic ACH payments settle within a few business days – speeding up your cash flow as compared to paper-based checks.
Discover Integrated ACH Payment Processing Technologies
Ready to start accepting fast, cost-effective ACH payments?
