Online sales powerhouse, Adorama Camera, says:

"Adorama's newly enhanced order management systems have reduced processing fees by 12 basis points. "We couldn't be happier with the solution. Both Mastercard and Visa have lowered our costs per transaction as an incentive to take part in their authenticated payment programs," said Harry Drummer, special assistant to the president. "In addition, we estimate these programs have reduced fraudulent online purchases by more than five percent; our overall payback period was under five months."

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